It’s time to revisit one of the biggest problems faced by all of us.  I’ve written about it before and even reviewed a couple of products that purport to solve the problem. But, either my words fall on deaf ears (or aren’t even heard in the first place) because it keeps rearing it’s ugly head. I’m talking about remembering your passwords!  Admit it, remembering obscure passwords is a huge issue.  Either the password is stored in your computer at home, (and you are using the one at the office) or you don’t use the password very often, but invariably, when you do need it, you can’t remember it! Last week I was working with an agent who proudly told me that she was probably the worst technophobe I would ever encounter.(Why anyone would be proud of that in this day and age is way beyond me)  As it turned out we never got to working with her tech issues because she couldn’t remember ANY of her logins and passwords!  Clearly she wasn’t a technophobe, she was a password forgetting person!  Oh, she had them written down…in a book that was at her house which was 65 miles away! So, instead of telling you to go out and buy password management software, or telling you to use the same password for everything, I want to propose a simple system that ANYONE can use.  Even the most tech illiterate person can use this. What is the ONE thing that you always have with you?  The one thing that if you leave home without it, you’d turn around and go back and get?  That’s right, it’s your phone.  You can’t be a serious real estate pro without a phone. What do ALL phones have?  An address book.  Even the dumb phones, the so called feature phones, have them.  And all smart phones definitely have them. So, here is what I suggested to the person mentioned above, and what I’ll suggest to you.  Create an address book entry for each service that requires a login and password.  For instance, you might have entries for MLS, zipForms, Docusign, TopProducer and so on.  In the email blank, place the username or login name.  In the phone number space, put the password.  That’s it.  Nothing fancy.  But since you ALWAYS have your phone with you (I’ll bet that it is within arm’s reach of you right now) you’ll always have your passwords.  And if we are working together, I won’t be going out of my mind when you tell me you don’t know your MLS password because it’s stored in your computer! One caveat, I would not use this method with out having my phone locked.  In other words, set your phone up so that you have to enter a pin number to gain access.  That way if the phone gets lost or stolen the thief won’t have access to your passwords.  And of course, do not store your banking or other financial passwords this way…those need to be committed to memory. OK, rant is over.  What do YOU do to keep track of all the logins and passwords that you use?